Wednesday, May 25, 2011

Pakistan Leads Asia in Biometric IT Services

All the hype about Indian IT sector makes it hard to believe that it is Pakistan, not India, which has widely deployed biometric identification technology to issue multi-purpose national ID cards and e-passports to its citizens. Is this just another case of the proverbial shoemaker's children going barefoot?



In fact, Pakistan is among the first few countries of the world to issue biometric national ID cards to 83 million citizens. Pakistan has also issued over 7 million e-passports to its citizens since October, 2004. These Multi-Biometric Electronic Passports, containing an RFID chip, facial and fingerprint images of the passport holder, PKI and other security features are compliant with ICAO standards.



Established in the year 2000, NADRA, the National Database and Registration Authority, is Pakistan's state-owned IT services company that specializes in implementing multi-biometric national identity cards and e-passports, as well as secure access verification and control systems in both public and private sectors. It is recognized among the top 50 IT firms in the world by the ID World Congress.

NADRA's database is among the largest, if not the largest, fully integrated databases in the world that supports both an Automatic Finger Identification System (AFIS) & a Facial Recognition System:

• National Data Warehouse
• Storage Capacity of 60 Terabytes
• Processing Speed of 18 Trillion Instructions/ Sec
• Multilingual Support of English/ Urdu/ Sindhi
• AFIS with a matching speed of 16 million/sec
• World's largest Facial Library of 83 million images (ICAO)
• Network Infrastructure
• Highly redundant, scalable and mission critical
• Connected with more than 8000 computers
• Equipped Terrestrial, VSAT, and DVB RCS/2 network Links

Beyond the national ID cards and passports, other current NADRA projects are motor vehicle registration (VINs or vehicle ID numbers), driver licenses, law enforcement, gun licensing, credit reporting, authentication of various transactions, statistical data, birth/ marriage/ death registration, GIS, e-Governance, disbursement of grants and planning at federal, provincial, district and local government levels using the national database.

NADRA's domestic public sector clients include the Ministry of Interior, Directorate of Immigration and Passports, National Highway Authority, Earthquake Reconstruction and Rehab Authority, UNHCR-Pakistan and Benazir Income Support Program for the poor.

NADRA issued Watan cash cards as part of a recent project to hand out Rs 28.8 billion among 1.527 million flood affected families in rural Pakistan last year. It is now working with the FBR, Pakistan's tax collectors, to catch millions of income tax evaders.

NADRA's corporate clients are Mobilink, Ufone, Telenor, Barclays Bank, Royal Bank of Scotland, Standard Charter Bank, PTCL, IESCO, SNGPL and SSGPL.

International clients of NADRA include governments of Bangladesh, Kenya, Nigeria and Sudan. NADRA Technologies has recently entered into a agreement with Global Defense, a Turkish company, to pursue biometric IT services opportunities in Turkey and other European and Middle Eastern nations.

PTCL, another state-owned company, is rolling out fast broadband access at low cost, and building data centers in Pakistan to enable cloud computing on a large scale. PTCL has recently started rolling out 50 Mbits/sec broadband service in several cities and towns, and built large data centers in Karachi and Lahore.

IT sector is alive, and it is focusing on solving real problems in Pakistan. And the state-owned enterprises like PTCL and NADRA are building IT infrastructure and developing and deploying information and communication technology to lead the way for both public and private sector companies in the country.

Related Links:

Haq's Musings

NADRA Case Study

Pakistan's $2.8 Billion IT Industry

PTCL Data Centers

PTCL's 50 Mbps Broadband Access in Pakistan

Mobile Internet in South Asia

Media and Telecom Sectors Growing in Pakistan

Internet Service Providers of Pakistan

Poverty Reduction Through Telecom Access

Pakistan's Telecom Boom

Pakistan Tops Text Message Growth

WiMax Rollout in Pakistan

Mobile Internet in Pakistan

Smartphones in Pakistan

45 comments:

Anonymous said...

There was no need to compare with India.

But just to let you know, the UID project is way WAY more advanced, ambitious and on a much larger scale than NADRA will ever take

For starters, the NADRA project just takes one fingerprint and facial data

UID takes fingerprints of all ten fingers AND a retinal scan

Look, Pakistan in down in the dumps and you're putting up all kinds of good new to raise people's spirits But comparison with India will only invite ridicule

Riaz Haq said...

Here is a DNA India story on India's UID project, aka Aadhaar:

Is the government of India’s ambitious Unique Identification (UID) Card project as robust as it pledges to be? Can it ride over the omnipresent hurdles posed by the country’s massive population and technological shortfalls? Some of these questions have been put forth in a working paper of by Prof Rajnish Dass of the Indian Institute of Management, Ahmedabad (IIMA). The project aims to provide a unique 12-digit number to 1.2 billion residents of India.
The paper titled ‘Unique Identity Card Project in India: A Divine Dream or a Miscalculated Heroism’ brings out the crucial point of need to consult stakeholder groups, to understand IT readiness and expectation gap for a project like this, and hold public debates since huge cost and effort are being put into the largest project in the world.

“A concrete execution plan of the project can be designed by clearly mapping the efforts and resources of the project with the intended benefits and presented to the people of the nation. In light of the perceived cost, feasible benefits and perceived risks, this should further be publicly debated in order to understand the readiness of the nation in taking such an initiative,” states the paper.

The paper suggests that in view of the huge implications in terms of cost and effort, it becomes mandatory to put forward a detailed cost-benefit report before the people. It is because the nation has to look into other priority areas prior to initiating and executing such a task.

Involvement of people or feedback about the significance of it is important, because if citizens do not find value in such cards or the government processes are not scaled up to match the working of such identification, the mammoth efforts and money spent on the project would be seriously questioned, says
the paper.

The paper points out four challenges before the project. The UID project has gathered criticism which is stated in the paper under four heads. First, the project would necessarily entail violation of privacy and civil liberties of the people.

Second, it remains unclear whether biometric technology- the cornerstone of the project-is capable of the gigantic task of de-duplication. The Unique Identification Authority of India's (UIDAI) "Biometrics Standards Committee" has noted that retaining biometric efficiency for a database of more than one billion persons "has not been adequately analysed" and the problem of fingerprint quality in India "has not been studied in depth".

Third, no cost-benefit analysis or feasibility report for the project has been made till now. Finally, the purported benefits of the project in the social sector, such as in the Public Distribution System (PDS), are "largely illusive," says the paper.

The paper also says that outrageous costs, technology gaps, privacy issues, political challenges, and lack of clear vision and mapping of the perceived benefits that can be accrued out of such an exercise are some factors that hinder viable and sustainable implementation of a national identity programme. Talking about the limitations and risks involved in the massive scale programme, the paper says that the complexities of a unique identity scheme become multifold for a nation like India, with over 1.2 billion population spread across 32,87,263 sq km, more than 35.16 per cent being illiterate (2001 census) and speaking 22 different languages, and following various religions.

Khalid said...

It is a minor detail that NADRA gave the database to the viceroy and his men. That may be the greatest identity theft in history. Another feather in the cap of NADRA. (Does that explain the speed with which the data has been computerized? I do not know.)

Riaz Haq said...

Khalid: "It is a minor detail that NADRA gave the database to the viceroy and his men."

If NADRA did it, it must have been a political decision, and it doesn't take away from the technical capabilities and accomplishments of Pakistani IT engineers who built the system.

Besides, NADRA denies any such transfers, according to The News:

ISLAMABAD: National Database and Registration Authority (Nadra) Chairman Brig (retd) Saleem Moin on Tuesday said that Nadra never transferred its data to any country, including the United States.

“Nadra has no link with any department or organisation of the United States,” he said in response to a question at a news briefing here. “Neither Nadra received such a request nor did it provide anything from its data to any other country, including the United States,” he added.

The Nadra chairman said that in the normal circumstances the authority did not provide its data to the National Accountability Bureau (NAB) but it had to share the data with the bureau when a court orders. “As per the Privacy Act, we cannot provide any data to any organisation,” he added.

Regarding the Nadra projects, he said that the authority would start working on a project assigned by the United Nations High Commission for Refugees (UNHCR) in July for registration of Afghan refugees after getting compensation amount.

“The $5.2 million project will also include issuance of computerised registration cards to Afghan refugees,” he said. He informed that the Punjab government had also assigned a project to Nadra for computerised census of provincial government’s employees. In this connection, the pilot project would be launched in Faisalabad district.

The official said that Nadra had already started working on two projects of World Bank for creating Management Information System (MIS) for distribution of cash to October 8 earthquake-affected people. In this connection, Nadra has so far enlisted 120,000 victims in two separate lists, who have received compensation in cash. “We will have complete record of earthquake affected people including their addresses and accounts who have received compensation,” he said.

He said that Automated Border Control (ABC) system is also ready for installation at all exit and arrival points at airport, railway station and other routes. According to this system, every Machine Readable Passport (MRP) would have an electronic chip having complete record of travellers.


http://www.thenews.jang.com.pk/TodaysPrintDetail.aspx?ID=1134&Cat=13&dt=6/3/2006

Riaz Haq said...

Here's NY Times revelation of Air India's basic safety violations:

NEW DELHI — When Bob Haygooni paid a midflight visit to a cockpit at his new employer, Air India, he was shocked. The pilots, he said, had completely covered the windows with newspaper to keep out the sun.

“All you had in the cockpit was this yellowish glow, as the light permeated the newspaper,” Mr. Haygooni recalled, saying it was a visibility hazard he had never seen before in 30 years of flying.
-----------
Interviews with more than a dozen experienced pilots hired in the last three years by Air India to work new international routes describe an airline with problems. But theirs are not the only complaints
----------
And the nation’s new civil aviation minister, Vayalar Ravi, vowed in an interview Wednesday not to close or sell the airline. “There is no question of Air India being shut or privatized,” he said. He said vested interests who “want to exploit the people for their own profit” were behind suggestions that India’s government give the airline up.

Still, Mr. Ravi said the airline had been mismanaged in the past — including the merging in 2007 of India’s domestic and international state-run airlines. “Nothing positive came out of the merger,” he said, and Air India has bought too many planes.

But the airline does “not make any compromises with maintenance and security,” Mr. Ravi said.
----------
Even some once-loyal customers are giving up on Air India.

“I think all Indians should just boycott the airline,” said Harjiv Singh, co-founder of Gutenberg Communications, a public relations company with offices in New York and Delhi.

Mr. Singh said he used to fly Air India’s business class regularly. But now he flies Continental’s direct flight to Newark, or one of a host of European carriers that stop in Europe before going on to New York.

Even inside the company, some executives are quietly calling for the end of government control. But Air India is popular with India’s central government because ministers and politicians can demand routes to connect their home states with the capital, New Delhi, even if they lose money.

“I feel like a woman with 1,000 husbands,” one male Air India executive complained, referring to the constant demands from government officials.

As in many other emerging-market countries, India had a severe pilot shortage about five years ago, as the number of passengers and airlines grew faster than the country could churn out new pilots. Airlines here responded to the pilot shortage by hiring expatriates, including hundreds from the United States, where — until the rules changed in 2007 — commercial pilots were forced to retire at age 60. In India, as most everywhere else, the retirement age has long been 65.

For many of those who joined Air India, the culture clash has been severe. Dozens left before their three-year contracts expired. Of the 186 foreign pilots hired since April 2007, Air India has just 36 left, the company said.

Pilots interviewed for this article expressed safety concerns about basic operations at Air India — particularly its training procedures, which many said were not adequate for teaching the hundreds of new pilots the airline needs for its expansion. Some, like Mr. Haygooni, spoke freely. Others insisted that their identities not be revealed because they said the industry did not reward whistle-blowers.

Air India is “just so far behind the ball I don’t know how they will ever catch up,” said Alexander Garmendia, 64, who joined Air India in 2009 after retiring from American Airlines. He trained at Air India’s headquarters in Mumbai for six weeks, but said he left in part because he was worried about safety.
...

Anonymous said...

Air India deserves to die. Our private carriers are far better. Let its death send a signal to all that India's growth in the last two decades has been due to its enterprising spirit of private enterprise and not useless govt enterprise.

Rashid said...

It is reputed that the Chinese overwhelm by sheer numbers. In their confrontations, there would be 300,000 men - only 3,000 were equipped - the rest were the obfuscation factor.

So now there are 160 mill new identities in the data base - good!!!
I am sure there will be many duplications and phantoms in there. Let Silicon Valley create algorithms to discern the good Mohammeds, Muhammads, Mohammads.......... from the bad.

So what - if the viceroy has the yellow pages and white pages combined in a 60 terrabyte searchable database with data of birth and family details thrown-in? Attitudes of the 160 million become apparent even without analyzing raw data of their names, addresses etc.

Identity concealment is an obsession with conservative "rednecks" here. I have never been convinced that there is any benefit to such concealment of identities.

In fact, as the science of genetics progresses, there should be benefits in the ability to identify and research blood-lines etc. This is in addition to the current benefits listed in Riaz's article. All of this would be impossible without the existence of centralized data bases. And if NADRA is at the leading edge - more power to them.

Munaf said...

NADRA is an arm of the Military to keep track of the civilian population. Financing and know-how is directly from the Military which eats up 16% of every Rupee in our country's budget!

Riaz Haq said...

Pakistani IT companies win recognition in Malaysia, according to The Express Tribune:

ISLAMABAD: Pakistani information technology (IT) companies won seven awards at the 10th International Asia Pacific ICT Awards (APICTA) held in Kuala Lumpur, Malaysia. The Pakistani companies secured the highest number of total awards.

The Silver Awards were secured in the Security Applications, E-Inclusion and E-Community, Financial Applications, Communications, E-Government and E-Health categories.

Pakistani companies won in the face of stiff competition from companies from 16 countries including Malaysia, China, Hong Kong, Singapore and Australia. The Center for Advanced Research in Engineering (CARE) won the Silver Award in E-Government, Security and Communications while Avanza won the Silver Award in the highly competitive Financial Category and Cure MD won the Silver Award in the E-Health category. Aerocar and Solotech showed won the Silver Award in the E-nclusion & E-Community category.

Secretary Information Technology Nagib Ullah Malik invited the winners to discuss ways and means to bolster the IT industry in Pakistan and increase the adoption of locally developed IT products. He also praised the winning companies for earning a good name for the country while acknowledging the depth and creativity of the companies.

The chairman of Pakistan Association of Software Houses (PASHA) Ashraf Kapadia, Member IT Tariq Badshah and Managing Director Pakistan Software Export Board (PSEB) Zia Imran were also present at the occasion.

Malik also said that the wins at APICTA are a solid evidence of the support that the Ministry of Information Technology (MoIT) has provided to spur innovation in Pakistan. He recommended the PSEB to look into additional IT industry support programs including greater adoption of locally developed products in government and private sectors.

Malik added that minimal regulation and maximum incentives are needed to compete with countries such as Vietnam and Brazil.

Rahul said...

The article by DNA just criticises the policy, not the technology. I have read similiar criticisms in many magazines. These are activists who are only concerned about privacy laws, not the benefits. The UID is the most advanced system and for your information it is possible. Nobody said it would be done in a day. It would take atleast 5 years.

Do you know how fingerprints are being taken now. Today in any government office whether license, registry, it is mandatory to collect fingerprints. Also when you open an account in banks. The data garnered from all these sources will be fed in the system along with photographs to.

The same way India is going to develop NATGRID. Indian IT companies are totally world class and are quite capable of implementing it. Come and visit India some time, don't go on info given by others all the time.

Gourish said...

Totally off topic, but since you have blogged about this often, institute of chemical technology in mumbai has been ranked 4th as per research standards in the world..here is a link..
http://www.business-standard.com/india/news/ict-ranked-4th-in-research-standards/136824/on

Anonymous said...

^^
Yup and IISc has been ranked #93 in the world for Science R&D.Overall it has a rank of 400+ because it has zero output in economics,social sciences etc etc which is what u would expect in a dedicated science post graduate institute.

Anonymous said...

I think your confusing yourself with policy benefits and technological prowess.....You need to go back to the drawing board with your thought process..on this one...your best option is to visit India and see the change happening first hand.....opinions in news articles and just that....they are just opinions.....India being a large sleeping Giant takes time to change....perhaps will take another 2 generations to see tangible change like what you see in china

Riaz Haq said...

While Pakistan fares badly, ranking 103 on a list of 125 nations, on CII-INSEAD Global Index of Innovation for 2011, it is included among the top 10 countries for the Innovation Efficiency sub-Index. These countries are Côte d’Ivoire, Nigeria, China, Pakistan, Moldova, Sweden, Brazil, Argentina, India, and Bangladesh.



This places Pakistan in 4th place on CII-Insead's Global innovation efficiency sub-index, 5 places ahead of India in 9th place, according to Economic Times of India:



India has improved its ranking in the global Innovation Efficiency Index to 9th position in 2011 from 101th last year on factors like political stability, R&D, market and business sophistication, according to a study.



Surprisingly, Pakistan was placed ahead of India at 4th position, the CII-INSEAD study said.



However, India has slipped on its ranking in the Global Innovation Index to 62nd position out of 125 countries in 2011 from 56th last year while Switzerland was at the top,



It said that a lot of Indian talent is returning home to the country and the youth in urban India are now more global than ever, "and they are quite in tune with new technologies, even ahead of the curve in many cases, as early adapters".



"Multinational corporations are making large investments in R&D outside of their headquarter countries, setting up R&D sites in low-cost emerging countries such as China and India to access global talent and take advantage of their proximity to target markets," the report said.



Indian major players such as Tata, Godrej, and Mahindras are shifting their focus towards the rapidly expanding middle-income group of customers by coming up with frugal innovations, keeping in mind the price sensitivity of Indian consumers, it said.




http://economictimes.indiatimes.com/news/economy/indicators/india-moves-up-to-no9-on-global-innovation-efficiency-index/articleshow/9085252.cms



http://www.globalinnovationindex.org/gii/GII%20COMPLETE_PRINTWEB.pdf



http://www.riazhaq.com/2009/12/intellectual-wealth-of-nations.html



http://www.riazhaq.com/2009/10/pakistans-28-billion-it-industry.html

Riaz Haq said...

Here's an Express Tribune report on Pakistan's Census 2011 currently underway:

The Statistics Division has requested some 0.2 million Pakistan Army officials to assist in providing security to the staff conducting the census and to help in collecting data, in case they are required.

“Army personnel will only respond to distress calls of enumerators in case they face resistance in sensitive areas of the state,” Secretary Statistic Division, Asif Bajwa, said on Thursday. Addressing a press conference, Bajwa said, “The Pakistan Army, Rangers, Frontier Constabulary, Levies and other paramilitary forces have offered to support the survey teams.” He however ruled out any resistance from miscreants in volatile areas of the country especially in Balochistan, Khyber-Pakhtunkhwa and the tribal belt. The census will cost Rs5 billion. After the 1998 census, Pakistan’s population was estimated to be 132 million while according to recent data the population has risen above 175 million. Apart from Pakistan, 73 countries have started the process.

Bajwa said that the first phase of the census, which is now underway, includes house listing. In this phase three forms will be distributed among the population and summary sheets of house materials will be compiled by 19th April. The main operation will begin on October 6 during which form 2A – a questionnaire related to demographic and social characteristics, literacy, geographical area, economic characteristics and fertility – will be circulated. The division has stated that no details will be made public till the completion of whole process.

“For the process, 146,270 enumerators – 90 per cent of which are teachers – have been appointed,” Bajwa said adding, “The final census report will be released in December.”

The staff conducting the census will be supervised by 3,626 district officers and tehsildars. Some 22,408 circle supervisors will also collect details of houses to conduct a detailed survey of urban and rural areas, Bajwa said.

He said that teams will conduct surveys in 25 divisions, 139 districts, 424 census districts, 533 tehsils, 62 towns, 1,470 urban union councils, 50,612 villages, 6,055 rural union councils, 62 towns of city districts, 174 municipal committees, 286 town committees and 43 cantonments.

Data will also be conducted in 14 tehsils of volatile Khyber-Pakhtunkhwa which include Chitral, Dir, Malakand and Kohistan. House listing in various villages of Fata and Gilgit-Baltistan will also be undertaken. Bajwa said that the flood affected population will also be included. “We will go into every tent of the IDPs to ensure their count,” he said.


http://tribune.com.pk/story/145470/census-2011-army-to-respond-to-distress-calls-of-census-takers/

Riaz Haq said...

NADRA has issued over half a million cards for Rs. 20,000 cash to each flood affected family in Sindh so far, according to The News:

The National Database and Registration Authority (Nadra) has said 47 centres of its total 62 centres are operational in six districts, while the other centres have completed their task and are entertaining complaints from genuine applicants who

were unable to get themselves registered for the Pakistan Card.

Nadra Deputy Chairman Tariq Malik pointed out on Friday that Nadra’s centres were working in Badin, Tando Mohammad Khan, Shaheed Benazirabad Mirpurkhas, Tando Allahyar and Sanghar, while 15 other centres were addressing complaints from those people who did not get themselves registered for Pakistan Cards.

He stated that throughout the process, Nadra ensured strong checks so that only deserving families belonging to the provincially notified calamity-hit areas could obtain the Pakistan Card.

Malik informed that Nadra had so far issued 592,651 Pakistan Cards to heads of rain-affected families in Sindh, 105,455 in Mirpurkhas, 240,227 in Badin, 79,946 in Tando Mohammad Khan and 156,324 in Shaheed Benazirabad (Nawabshah), 8,011 in Tando Allahyar and 2,684 in Sanghar.

He said that Nadra had launched a mobile SMS service in collaboration with the Pakistan Telecommunications Authority (PTA) and all operating telecom companies to determine a person’s existence in the beneficiary list for the Pakistan Card project to facilitate the rain-affected people in checking the status of their requests.

The eligibility of the applicant for the Pakistan Card can be checked by simply sending his/her CNIC number to the designated short code (i.e. 9777). In response, a text message will be sent from Nadra’s central server confirming CNIC existence in the beneficiary list. The intent to use this service is to assist the provincial and local governments in curtailing the rush at the centres and helping the flood victims by using the technology while this service was for free, he added.

Nadra, in addition to setting up centres, has also mobilised its mobile resources MRVs (Mobile Registration Vans) to process the CNIC for free in all the affected areas in coordination with the public representatives and district administrators, he added. He said that Nadra had also issued 77,833 CNICs for free to flood/rain-hit victims so far.


http://www.thenews.com.pk/TodaysPrintDetail.aspx?ID=77118&Cat=4

Riaz Haq said...

NADRA offers SMS verification service to check flood affectees, according to APP:

Islamabad—National Database and Registration Authority (NADRA) has initiated a mobile SMS service determine and check existence of flood-affected persons in the beneficiary list for Pakistan Card.

This service has been launched in collaboration with Pakistan Telecommunication Authority (PTA) and all mobile phone operators with the objective to assist provincial and local governments to curtail down rush at the centers and help the flood victims by using technology.

A senior official at NADRA on Monday told APP that the eligibility of the applicant for Pakistan Card can be checked by simply sending his/her Computerized National Identity Card (CNIC) number to the designated short code i.e. 9777.

In response, a text message will be sent from NADRA central server confirming CNIC existence in the beneficiary list, the official said and added the Authority ensures strong checks in the software so that only deserving families belonging to provincially notified calamity hit areas could obtain Pakistan Cards. He said the process of issuing Pakistan Cards is in progress as around 598,600 such Cards have been issued to flood affected families in Sindh.

Giving further details, he said around 105,455 Pakistan Cards in Mirpurkhas, 240,227 in Badin, 79,946 in Tando Muhammad Khan and 156,324 in Shaheed Benazirabad (Nawabshah), 8011 in Tando Allahyar and 2684 in Sanghar have been issued.

http://pakobserver.net/detailnews.asp?id=125035

Riaz Haq said...

Is India's unique ID scheme unraveling? asks Soutik Biswas of the BBC:

...two years after it launched, a parliamentary committee has given a thumbs-down to the setting up of a statutory National Identification Authority to bolster the scheme. A bill had been introduced in parliament last December to set up the authority.

The committee, in a recent report, raised concerns about access and misuse of personal information, surveillance, profiling and securing confidential information by the government. UID authorities say that appropriate steps have been taken to ensure security and protection of data.

That's not all. There appears to be a valid concern about the possibility of illegal residents getting identification numbers. (The number is not proof of citizenship or residency. It only confirms identity after authentication.)

The parliamentary committee fears that "at a time when the country is facing a serious problem of illegal immigrants and infiltration from across the border", the number was being given out to every resident. "The committee is unable to understand the rationale for expanding the scheme to persons who are not citizens," the report said.

The committee has even questioned the implementation of the scheme, which has been held up as a success story by the authorities. It says it was originally meant for the poorest of the poor and then extended to all residents. But the committee says better-off Indians already possess many other forms of identity, and so asks how the number helps them. Authorities say the number will be a general proof of identity.

Also, the report wonders, how will the poorest of the poor be given numbers? For one, the authorities don't have proper data on the very poor - officially, 37% of India's 1.2 billion people live below the poverty line. But there are various estimates of the exact number of poor in India and one suggests that the true figure could be as high as 77%. So how does the number help in identifying the genuine beneficiaries?

Interestingly, the report points to the shelving of a similar identity project in the UK because of the huge costs, unreliable and untested technology and the risks to the safety and security of citizens. A London School of Economics report says that the UK project could turn out to be a "potential danger to the public interest and to the legal rights of the individuals".

Nandan Nilekani, head of the Unique Identification Authority of India, believes that the number can transform Indian politics by curbing theft and leakage of public funds. "It would make porous distribution mechanisms and our dependence on the moral scruples of the bureaucrats redundant," he says. But, clearly, a number of crucial questions need to be clarified before India can continue to crunch out the identity numbers.


http://www.bbc.co.uk/news/world-asia-india-16177163

Riaz Haq said...

Here's a BBC report on the success of identity management in Pakistan:

Tens of thousands of people flock to Nadra centres across Pakistan each day to apply for fresh cards, renew the old ones or get their personal information corrected.
"This is one of the world's largest national databases”

Tariq Malik Deputy Chairman of Nadra

They need these cards as the basic document for a wide range of activities: opening a bank account, finding a job, getting admission in a college or a university, registering as a voter, getting a passport, buying or selling property, setting up a business.

Pakistan's experience with identity management dates back to 1973, when the eastern part of the country had just seceded and questions were being raised over who was a Pakistani and who was not.

So a registration act was introduced in the parliament to create an authority that would register Pakistani citizens and issue them with a photo ID.

In 2001, this authority was merged with a national database organisation to create Nadra, with the task of computerising all citizen data.

In 2007, Nadra introduced what is known as the multi-biometric system, consisting of finger identification and facial identification data that was to be included in the citizen's computer profile.

"By now, Nadra has issued 91 million computer generated cards, which is 96% of the entire adult population," says Nadra deputy chairman Tariq Malik.

"This is one of the world's largest national databases."

"During the last 40 years, we have graduated from identity management to database management, and we have now entered an era in which we can make intelligent use of this database to make our economic and political processes transparent and also to roll out services to the citizens," he says.

For example, Nadra has been using this database to identify mutilated bodies of the victims of a suicide bombing or an air crash.

It also uses it to identify people affected by natural disasters or groups below poverty line who need to be listed for the government's financial inclusion programmes.

Following the 2010 floods, the government used this information to disburse nearly 55 billion rupees ($586m; £381m) of donor funds to more than 2.4 million affected families.

"They were issued automated teller machine (ATM) cards with pin codes to draw cash from "virtual" accounts even though most of them had never opened a bank account in their lives," says Mr Malik.

More recently, Nadra cleaned up Pakistan's voters' list, expunging some 37 million "fake" voters from it and adding more than 36 million new adults who had not been registered.

It now plans to set up a short message service (SMS) to tell voters exactly which polling station they are registered at.

"This will disenfranchise the 'powers' that used fake votes and ghost polling stations to engineer elections throughout Pakistan's chequered electoral history," Mr Malik says.


http://www.bbc.co.uk/news/world-asia-18101385

Riaz Haq said...

Application and deployment of information technology is now happening in many areas well beyond offices and banks.

Recent examples include growing online education, automated meter reading and IT infrastructure in the power distribution industry, growing use of IT in mobile banking and Benazir Income Support Program (BISP), and a Shehzad Roy sponsored program for teachers to check in and out using a Limton finger identification machine to reduce teacher absenteeism at schools.

Riaz Haq said...

Here's a Dawn story on NADRA software to enable Pak diaspora to vote in national elections:

In compliance with an order of the Supreme Court, the National Database and Registration Authority (Nadra) has devised a software to help 4.5 million overseas Pakistanis to cast their votes in the coming general elections.

The $1.5 million software will help overseas Pakistanis in 15 countries, including the US, UK, Canada, Saudi Arabia, UAE, France and Australia, to vote at 150 polling stations. However, approval of the Election Commission of Pakistan (ECP) and cooperation of the Ministry of Foreign Affairs will be required to prepare required legislation.

Nadra chairman Tariq Malik said at a news conference that a detailed briefing would be given to ECP on the software on Monday and if the ECP approved it, a briefing would be arranged for the Supreme Court.

The chairman said that almost 70 per cent of overseas Pakistanis were living in Saudi Arabia and Gulf countries where there was a ban on political gatherings and rallies. Therefore, the Ministry of Foreign Affairs would have to get permission for polling process in those countries, he added.

“Permission from those countries and travel arrangements of Nadra officers have to be completed by April 5 because establishment of polling stations for e-voting will be a lengthy process. One computer, printer, thumb digitiser and secure internet connection will be required at every poling station,” he said.

Mr Malik said overseas Pakistanis would get the facility of e-voting through embassies. Polling stations will be set up in designated missions. A biometric system will also be installed in the poling stations to avoid casting of bogus votes.

On the polling day voters will have to come to the polling station. They will be required to produce machine readable passports and National Identity Cards. The process of voting will be simple and the vote will be cast in the ECP database without recording identity of the voter.

On completion of polling, the ECP will have electronic results available in its database. Constituency-wise aggregated result will be printed by the ECP and faxed to returning officers for inclusion in preliminary results. “Although software appears to be safe, it has never been used in Pakistan, so Nadra will suggest that polling for overseas Pakistanis should be arranged two or three days prior to elections,” he said.


http://dawn.com/2013/04/01/nadra-develops-15m-software-for-voters-abroad/

Riaz Haq said...

Here's an ET story of a Pakistani tech entrepreneur recognized at MIT:

Farhan Masood, who has been recognised among the world’s brilliant minds by Massachusetts Institute of Technology Enterprise Forum earlier this year for his product – world’s fastest retina and face scanner algorithm called SmartXS.
Masood’s dream – to build a Pakistani product and turn it into a global one – came true this year after he won the MITEFP Business Acceleration Plan contest, a highly competitive annual event that lasts for 4 months to handpick and select one among hundreds and there is one such brilliant mind produced every year by BAP from Pakistan. The objective of BAP is to help Pakistani IT, ITES, telecom and new media companies improve their business.
Of the 165 participants that compete in this contest, some members of top teams also get a chance to attend an entrepreneurship development programme at MIT in Cambridge, USA.

After a winning performance in the contest, Masood joined the list of MIT alumni. He has just returned after attending a course at MIT, one of the world’s best educational institutes. Those who attended this programme previously had benefited a great deal.
According to Pakistan Software Export Board’s website, some of the companies that participated in this programme saw their revenues grow by 5 to 10 times and valuation increase by 15 times. Giving the example of Sofizar, the PSEB’s website stated that the company’s revenue increased from less than $1 million to $30 million in two and a half years.
Masood, too, seem to benefit from the programme as his product has been well received by both MITEFP and the industries worldwide. “MIT Enterprise Forum has done tech evaluation of SmartXS, which is a big achievement,” Masood told The Express Tribune. “When your product is recognised by MIT, there is not much you can ask for.”
Interestingly, the man behind this technology is a college dropout who hated math for he was weak in the subject. “I have got all of this achievement because of my passion,” the 36-year-old Lahorite said.
Masood is the CEO of Solo Smart that’s based in Lahore and has offices in the UK and USA, represented by its subsidiaries namely Solo Tech and Solo Metrics respectively. It also has an office in Australia.
“We are trying to bring all these companies under one name – Solo Metrics. It is a high-tech company that deals in Mechatronics – a combination of software, electrical and mechanical engineering,” he said.
SmartXS is a biometric verification system that uses human face and eye to verify his identity, Masood said, and works mainly in two spaces – workforce management and security access control.
“Our algorithm is very fast,” he said while claiming it is the world’s fastest retina and face scanner algorithm.
The product was first brought to life in 2005 and its hardware was as big as a refrigerator, but now it’s smaller than a PC, Masood said. It has started to get worldwide recognition.
He said his product is currently used by the National Database and Registration Authority, the Pakistan Army and many multinational groups including Pepsico, Nestle and Tetra Pak. These companies are in talks with Masood for the implementation of the technology in their global operations....


http://tribune.com.pk/story/576597/mit-recognises-pakistani-as-one-of-worlds-brilliant-minds/

Riaz Haq said...

Here's a Daily Times report on biometric verification of SIM cards for cellular phones in Pakistan:

Zong has become the first mobile operator in Pakistan to implement Biometric Verification System (BVS) at their customer service centres. The installation of the Biometric Verification System displays the commitment of Zong towards Pakistan Telecommunication Authority’s (PTA) directives, highlighting its compliance and contributions to the national policies implementation.

SIM verification mechanisms were first introduced in Pakistan in 2007-2008. Initially, all the SIMs were verified by NADRA through an offline channel. In 2009, a new method was introduced where customers had to call 789 after inserting their SIM for the first time and verify their NADRA record to activate their SIM. From 2009 to 2012, a SMS-based SIM verification process was introduced in four different phases. However, none of these measures helped PTA overcome the problem of unregistered SIMs. Hence, PTA is now encouraging telecom operators to start offering biometric system to have a foolproof system to curtail unregistered SIMs.

The new verification system introduced by Zong will require each citizen to approach the retailer, franchisee or customer service centres of Zong and provide their fingerprints for authentication against CNIC data held with NADRA. Upon verification, the SIM will be activated. The entire operation will be performed online and it will take 15 seconds for the whole process to complete.

PTA Chairman Syed Ismail Shah commended Zong for being the first telecom operator to introduce Biometric SIM Verification System. He said, “PTA is dedicated to curbing sale of illegal SIMs in Pakistan for which it is working with all the industry stakeholders to ensure seamless implementation of Biometric SIM Verification System. We have defined a set of SOPs for the rollout of this technology through which sale of SIMs will be done in a more secure manner.” The first SIM activated at Zong’s customer care centre through the Biometric Verification System was given to PTA DG Enforcement Abdus Samad.

The system was demonstrated real-time to the leading journalists and the media community by Zong CPO Sikander Naqi. On the occasion he said: “Zong is fully committed for the enhancement and improvement of security protocols in the telecommunication industry. Therefore, we have exhibited our corporate responsibility by establishing the Biometric Verification System at our customer care centres. This technology will be gradually inducted across all franchises and customer care centres of Zong around the country.”

Since earlier this year, PTA and the government of Pakistan have emphasised the need to setup technological measures to ensure the protection of customer information and to curb the selling of illegal SIMS in the country. In the wake for boosting national security and addressing the ministries concern, Zong has become the torch-bearer in Pakistan’s telecom industry stepping up to the arduous task under the guidelines issued by PTA and with the support of NADRA.

Pakistan has a growing cellular market and the adoption of fingerprint matching technology by cellular operators shall reduce the risk of SIM issuance against fake identity to almost zero and safeguard the sale of illegal SIMs in the country.


http://www.dailytimes.com.pk/default.asp?page=2013%5C11%5C29%5Cstory_29-11-2013_pg5_9

Riaz Haq said...

Pakistan is poised to crack down on cyber crime as part of an effort to enhance digital commerce in the country, according to an article in The Nation. Senator Ishaq Dar, the country’s Finance Minister, announced yesterday that new legislation is forthcoming.

Senator Dar highlighted the importance of branch-less banking for Pakistan’s economy, and argued that electronic banking could reduce the rates of fraud while providing greater financial access to the most underprivileged segments of the nation. He said that the government’s efforts “to improve market structure and efficiency through modern infrastructure… will create jobs for lower income people, facilitate poverty alleviation, and promote human capital development.”

The minister also highlighted a new agreement between the State Bank of Pakistan (SBP) and the National Database and Registration Authority (NADRA) as a part of this effort; the agreement is to implement biometric identification methods into banking services nationwide, an effort similar to one recently undertaken in Nigeria that will undoubtedly go a long way towards enhancing the security of digital banking. Pakistan’s efforts in these regards also echo those of its neighbor India, where the government is compiling a biometric registry of citizens to help facilitate a range of government services including provision of health care.

http://findbiometrics.com/pakistan-embraces-digital-banking-in-bid-for-growth/

Riaz Haq said...

Collecting, storing and processing structured and unstructured information is an endeavor that is both massive and meticulous. But thanks to advancing big data technology, it’s more feasible today than ever before. BIG Data can now be leveraged for a variety of public uses, and re-uses. It can strengthen the link between citizens and state to enhance state capacity, and its applications are varied—ranging from disaster management to social service delivery.


Consider Pakistan’s National Database & Registration Authority (NADRA) that houses one of the world’s largest multi-biometric citizens database, consisting of ten fingerprints, digital photographs and biographic attributes of each citizen. More than 121 million identities are stored in this database. When floods suddenly hit Pakistan in 2010, over 20 million citizens were displaced. Government wanted to provide monetary subsistence and aid for the rehabilitation and reconstruction effort; however, the problem was that while traditional aid could be dropped via helicopter, cash could not. They were further challenged with verifying claimants; specifically, identifying whether or not they belonged to a calamity hit area.

How could Pakistan support those affected by the disaster? The NADRA had a simple task to perform: cross verify citizen thumb prints with information stored in its database, then check their permanent address. The result was nothing short of miraculous. Essentially, big data allowed policymakers to know who the victims were and where they lived at the time of the crisis. Smart cards were quickly loaded with cash to help victims with rehabilitation efforts. More than $1 billion U.S. was disbursed without a single misappropriated penny. The process was swift and transparent, and international auditors were taken aback.

All of this made international aid donors happy, since it cut down their cost of administration, eliminated doubts of corruption and narrowed the trust deficit. But more importantly, the state enforced its writ and citizens realized for the first time that the state is there for them in times of need.

Tax Accountability


At last count, just 800,000 of Pakistan’s 180 million people paid direct taxes. Integrating data across various government databases, then reconciling it with the citizen database along with NADRA big data analytics helped identify 3.5 million tax evaders. It is estimated that if a basic minimum tax rate were applied, Pakistan would have $3.5 billion right away. Although big data analytics is no substitute for radical reform, it at least generates a healthy debate for tax reform.

It’s been argued that state capacity is essentially “extractive capacity”; the ability to effectively tax its citizens and plough it back for public welfare. Advanced data analytics on big data provides an important linchpin in this ongoing debate. As NADRA’s experience illustrates, many fragile states face an even more basic challenge: the ability to accurately count and register its citizens. To collect and process big data in a way that does not compromise citizen privacy can have powerful development externalities, including the ability to build state capacity through tax collection—and avoid approaching the International Monetary Fund with a begging bowl.

Big data analytics for government is a rapidly evolving field, offering exciting opportunities that, when explored and applied, can help fragile states uncover powerful and effective methods for optimizing governance.

http://www.forbes.com/sites/teradata/2015/01/30/big-data-in-governments-service-to-citizens-and-state/

Riaz Haq said...

Has Nilekani followed Pakistan’s NADRA in creating, enforcing Aadhaar?

Let us ponder over few questions:-

Is it a coincident that the task of Tariq Malik of NADRA, Pakistan and those of Nandan Nilekani, C Chandramouli and VS Sampath appear similar?

Is it also a coincidence that Tariq Malik of NADRA and Nilekani were awarded in Milan, Italy based ID World Congress for their similar work? Nilekani is simply following the footprints of Malik.

Isn’t there a design behind persuading and compelling developing countries to biometrically profile their citizens?

Is it too early to infer that international bankers, UN agencies and western military alliances wish to create profiles in their biometric and electronic database for coercive use of social control measures?

Is it not true that uninformed citizens, parliamentarians and gullible government agencies are too eager to be profiled and tracked through an online database?

Would freedom fighters and framer of constitution of India have approved of mass surveillance by any national or transnational agency?

In the US, the budget for intelligence gathering in 2013 was $52.6 billion. Out of which $10.8 billion went to the National Security Agency (NSA). It is about $167 per person. Do Indians know the budget allocation for their intelligence? Why have they been kept in dark about it?

Aren’t allocations for UIDAI, NPR and National Intelligence Grid (NATGRID) part of it?

Is it not clear that UN agencies, World Bank Group, transnational intelligence companies and military alliances are working in tandem to create the bio-electronic database of Indians as per their pre-determined design? Is this design structured to safeguard the interest of present and future generation of Indians?

http://www.moneylife.in/article/has-nilekani-followed-pakistans-nadra-in-creating-enforcing-aadhaar-ndashpart-33/37124.html


Comment: Just adding on to Tariq Malik's achievements at NADRA, that guy has designed an electronic voting system based on bio metrics that can make online voting possible and eliminate ghost and duplicate voter from the system and that's one of reason he was removed/forced resign by current Pak government. But author here is blindsided by hatred against UID/NPR that they don't mind using anything against UID and it's stakeholders...great going ML but people are also getting smarter

Riaz Haq said...

A Washington Post report released earlier this week shed light on the Pakistani government’s incredibly ambitious plan to make it impossible to own a cellphone without providing biometric data to the government. As part of its plan, the Pakistani government will force phone service providers to terminate service for anyone who fails to provide fingerprints for use in a national database. As the report details, the government initiative is an outside-the-box attempt to make terrorism preventable and detectable in Pakistan. Pakistan suffers scores of deadly terror attacks every year at the hands of radical militant groups. Although the Pakistani military embarked on a major anti-terror offensive last year, Pakistan’s police and security apparatus remains woefully unequipped to prevent attacks.

The Pakistan Telecommunications Authority estimates there are at least 136 million cellphone subscribers in Pakistan. Pakistan, like other South Asian states, has witnessed explosive growth in personal cellphone ownership; in 2003 only 5 million Pakistanis owned cellphones.

Nawaz Sharif’s government has been under considerable pressure to appear strong on terrorism ever since the Taliban brutally murdered over 100 Pakistani school children at a school in Peshawar. If Sharif’s government wanted to show every Pakistani household that it was doing something, it chose the right way to do it. Pakistanis far and wide have taken notice of the government plan and are lining up to provide fingerprints lest they lose their connectivity. According to the report, “53 million SIMs belonging to 38 million residents have been verified through biometric screening.”

While the government’s plan appears to be serious and sufficiently “21st century” with its focus on cellphone activity, it is highly unlikely that Pakistani police and security agencies will be able to usefully leverage the biometric data gained through this initiative to prevent terror attacks. What the database will do is make it easier to track terror culprits after the fact.

Practicality aside, the initiative does raise some concerns about privacy. The Post article features a series of quotes by Ammar Jaffi, the former deputy director of Pakistan’s Federal Investigation Agency, that suggest the government has little interest in preserving convenience or privacy. Jaffri, for example, notes that Pakistanis should simply accept that a cellphone and SIM card are a “part of you,” adding that collecting biometric data on cellphone users is something Pakistan “shouldn’t be afraid of.” “Watching people when they move, it’s natural: Every country does it,” he adds. The Post report suggests that Pakistan’s terror-weary population is eager to try anything to prevent more attacks. After the brutality that befell Peshawar in December, the Pakistani public is desperate for a solution.

------

Still, anything the government can do to make communication and coordination more difficult for terrorists is a good thing. The United States has long been eager to see Pakistan take up the issue of domestic terrorism and it finally seems to be doing so. U.S. intelligence agencies have the necessary competencies and experience to make effective sense of large biometric databases, particularly given the proliferation of biometric information collection following 9/11 across the country. They should share best practices with Pakistan’s Federal Investigation Agency. Even if the skeptics prove right and this initiative is nothing more than an attempt by the Sharif government to be seen as doing “something” to combat terrorism, the resulting database, with the right analytical infrastructure, could prove immensely useful for counter-terrorism.

http://thediplomat.com/2015/02/will-pakistans-cellphone-biometric-push-pay-counter-terrorism-dividends/

http://www.washingtonpost.com/world/asia_pacific/pakistanis-face-a-deadline-surrender-fingerprints-or-give-up-cellphone/2015/02/23/de995a88-b932-11e4-bc30-a4e75503948a_story.html

Riaz Haq said...

ISLAMABAD, Pakistan — Cellphones didn’t just arrive in Pakistan. But someone could be fooled into thinking otherwise, considering the tens of millions of Pakistanis pouring into mobile phone stores these days.

In one of the world’s largest — and fastest — efforts to collect biometric information, Pakistan has ordered cellphone users to verify their identities through fingerprints for a national database being compiled to curb terrorism. If they don’t, their service will be shut off, an unthinkable option for many after a dozen years of explosive growth in cellphone usage here.

Prompted by concerns about a proliferation of illegal and untraceable SIM cards, the directive is the most visible step so far in Pakistan’s efforts to restore law and order after Taliban militants killed 150 students and teachers at a school in December. Officials said the six terrorists who stormed the school in Peshawar were using cellphones registered to one woman who had no obvious connection to the attackers.

[Related: After years of delays, Pakistan cracks down on violent Islamists]

But the effort to match one person to each cellphone number involves a jaw-dropping amount of work. At the start of this year, there were 103 million SIM cards in Pakistan — roughly the number of the adult population — that officials were not sure were valid or properly registered. And mobile companies have until April 15 to verify the owners of all of the cards, which are tiny chips in cellphones that carry a subscriber’s personal security and identity information.

In the past six weeks, 53 million SIMs belonging to 38 million residents have been verified through biometric screening, officials said.

“Once the verification of each and every SIM is done, coupled with blocking unverified SIMs, the terrorists will no longer have this tool,” said a senior Interior Ministry official, who was not authorized to speak publicly about the government’s security policy. “The government knows that it’s an arduous job, both for the cellular companies and their customers, but this has to be done as a national duty.”

As Pakistan’s decade-long struggle against Islamist extremism has stretched on, residents have grown accustomed to hassles such as long security lines and police checkpoints. Now they must add the inconvenience of rushing into a retail store to keep their phones on.

“I spend all day working and sometimes have to work till late in the night. . . . I cannot afford to stand in line for hours to have my SIM verified,” said Abid Ali Shah, 50, a taxi driver who was waiting to be fingerprinted at a cellphone store. “But if I don’t do it, my phone is my only source of communication that I have to remain in touch with my family.”

Though Pakistan’s first cellphone company launched in 1991, there was only sparse usage until the turn of the 21st century. Since then, the number of cellphone subscribers has grown from about 5 million in 2003 to about 136 million today, according to the Pakistan Telecommunications Authority.

The mobile phone subscription rate now stands at about 73 percent, roughly equal to the rate in neighboring India, according to the World Bank. It’s even common for Pakistanis in remote or mountainous areas, where electricity can be sporadic and few have access to vehicles, to own a cellphone.

With 50 million more SIM cards left to be verified, phone companies are dispatching outreach teams deep into the countryside and mountains to notify customers of the policy.

“It’s a massive, nationwide exercise with a tight deadline, but hopefully we will be able to verify our customers by the April deadline,” said Omar Manzur, an executive at Mobilink, which has 38 million customers in Pakistan. “We have sent out 700 mobile vans all across Pakistan to reach out to these far-flung areas, the villages and small towns.”

http://www.washingtonpost.com/world/asia_pacific/pakistanis-face-a-deadline-surrender-fingerprints-or-give-up-cellphone/2015/02/23/de995a88-b932-11e4-bc30-a4e75503948a_story.html

Riaz Haq said...

The Pakistan Telecommunication Authority has given the deadline of Dec 20 to all operators to introduce the biometric system in the country, except Karachi. For Karachi, the deadline is Nov 30. All the five operators have made arrangements to meet the deadline.
“The operators have agreed to meet the deadline and the foolproof biometric system will be in place at their outlets by the end of next month,” a PTA spokesman told Dawn on Thursday. He said a SIM would be issued after getting a thumb impression of the applicant and subsequent verification by the National Database and Registration Authority.
A Ufone spokesperson claims that it is fully equipped to launch the biometric verification system in Karachi by Nov 30 and at all its customer service centres and franchise outlets across the country by Dec 20.
The installation of the system at around 70,000 to 75,000 retail points across Pakistan may cost about Rs2.8 billion.
In 2008, the PTA had introduced a SIM ownership verification system 667. A customer was required to provide the original CNIC and a thumb print to get a SIM. In 2009, verification system 668 was launched. It is a process to verify how many SIMs are registered against one CNIC. The subscriber can block a SIM not in his or her use.
The same year 789 system was introduced in which a customer has to make a call and answer a few questions like mother’s maiden name and the place of birth recorded by Nadra at the time of issuance of CNIC.
According to PTA, both 668 and 789 would remain in place after the installation of the biometric verification system.

http://www.dawn.com/news/1059299

Riaz Haq said...

Almost every Pakistani citizen has a cellphone, but from now on, Big Brother is checking to make sure their name, number and fingerprints are on record. The measures are meant to tighten control of cellphones and avert their use for militant attacks after the Taliban massacre two months ago at a school in Peshawar.

Since the new measure was announced earlier this year, Pakistanis have been lining up at cellphone stores and in front of mobile vans and kiosks around the country to scan their fingerprints and verify their identities in order to keep their phones.

They have to show their IDs and fingerprints. If the scanner matches their print with the one in a government database, they can keep their SIM card. If not, or if they don't show up, their cellphone service is cut off.

In a country where many people get by without electricity, heat or running water, cellphones are one of the few technological advances that are so ubiquitous that most people cannot imagine their lives without one.

The Dec. 16 Pakistani Taliban attack on the school in Peshawar, which killed 150 people, most of them schoolchildren, shocked the nation.

It was a watershed that prompted a series of government measures, including intensifying a military offensive launched in June against militant strongholds. Authorities also introduced military courts to try terrorism-related suspects and stepped up financial monitoring to make it harder for militants to transfer money.

As for cellphones, the government last year introduced biometric machines designed to check users' identities — making the check mandatory for anyone who wants to get a new SIM card.

But in the wake of the Peshawar attack, they're now checking all users, regardless of when they got their SIM card, to make sure those who have been issued a SIM card are actually the ones using it. The project has been portrayed as a way to curb the use of cellphones by militants and criminals in planning or carrying out attacks.

In explaining the measure, Interior Minister Chaudhry Nisar Ali Khan told lawmakers earlier this month that he was sure the terrorists "will lose a big weapon."

A police official investigating the Peshawar attack said at least two of the SIM cards recovered from the scene were issued under the names of two residents of Punjab province. The two later told authorities their names were misused. The police official spoke on condition of anonymity because he was not authorized to discuss details of the investigation.

There are about 103 million SIM card holders in Pakistan and the goal is to re-check everyone by April 13, said Kurram Mehran, a spokesman for the Pakistan Telecommunication Authority.

Pakistan's five cellular companies worked with the PTA to install fingerprint scanning devices around the country, Mehran said. Already about 60 million SIM cards have been verified and 7 million blocked, he said. Punjab province chief minister Shahbaz Sharif said Wednesday that it was costing the government "millions of rupees."

It's not clear whether this will affect foreigners as well, or how many foreigners residing in Pakistan have cellphones from local providers. Amir Pasha, a spokesman for one of the providers, Ufone, said that so far they are only verifying Pakistanis with national ID cards.

Cellphone companies have launched advertising campaigns and sent mobile vans around the country to win the people over. Their websites warn SIM card holders of impending cutoff dates.

Some Pakistanis are frazzled at the added bureaucracy, while others agree the measure could help curb illegal cellphone usage.

------


http://www.usnews.com/news/world/articles/2015/02/26/pakistan-tightens-cellphone-control-after-taliban-massacre

Riaz Haq said...

The biometric verification of SIM cards is in full swing across the country as one of the world’s largest and fastest efforts to collect biometric information gets underway.
The federal government concerned by an increase in illegal and untraceable SIMs had earlier ordered cellphone users to verify their identities through fingerprints for a national database, with failure to do so leading to a cut off from the cellular network – an option unthinkable to many.
Read: Fight against terrorism: Defining moment
The national database is being compiled as part of the government’s 20-point plan to curb terrorism in the wake of the December 16 Peshawar school attack.
Read: Our darkest hour
Officials said the Taliban gunmen who stormed the army-run school killing 150 people, including 133 children, were using cellphones registered to one woman who had no obvious connection to the attackers.
Cellular companies have been given till April 15 to verify the owners of 103 million SIMs issued in the country, according to the Washington Post.
Read: SIM verification: First phase to begin on January 12
In the past six weeks, 53 million SIMs belonging to 38 million have been verified through biometric screening.
National Action Plan: 53 million SIMs verified via biometric system
Pakistan Telecommunication Authority (PTA) Chairman Syed Ismail Shah has said the remaining 49 million SIMs will be verified within 91 days.
The biometric verification system was introduced in August 2014, therefore, the SIMs registered before the system came into force would have to go through the verification process.
Read: Biometric SIM verification: a threat or opportunity for cellular firms?
“Once the verification of each and every SIM is done, coupled with blocking unverified SIMs, the terrorists will no longer have this tool,” a senior Interior Ministry official, told the Washington Post. “The government knows that it’s an arduous job, both for the cellular companies and their customers, but this has to be done as a national duty.”
In the past six weeks, 53 million SIMs belonging to 38 million residents have been verified through biometric screening, officials said.
Mobilink with around 32 per cent of the country’s cellular customers, has verified more than 15 million SIM cards in the past two weeks — costing it $15 million, according to NBC News.
“We’ve tried to reach far and wide, especially the villages, deploying hundreds of vans and kiosks to ensure people have enough time and access to register,” Mobilink spokesperson Omar Manzur said.
“However, Pakistanis have large families, and users have a habit of buying multiple SIMs,” he added.
Omar further said the verification is a massive, nationwide exercise with a tight deadline.
“We have sent out 700 mobile vans all across Pakistan to reach out to these far-flung areas, the villages and small towns.”
As per World Bank, the mobile phone subscription rate in the country stands at about 73 per cent, roughly equal to the rate in India.
With 50 million more SIM cards left to be verified, phone companies have dispatched teams to make customers aware of the deadline.
“In a country like this, where the infrastructure is not available in many areas, this looks unprecedented,” said Wahaj us Siraj, the chief executive officer of Nayatel, an Internet supplier.
Once the verification process is complete, it will be easier for police and intelligence officials to trace terrorists, former deputy director of the Federal Investigation Agency, Ammar Jaffri said.
Read: SIM verification drive may discourage foreign investors
The deputy director said cellphones been used in the past to detonate explosive devices as well as to make extortion calls.
“We have new technology now, and we shouldn’t be afraid of these things, we should face it,” said Jaffri.
“Watching people when they move, it’s natural: Every country does it,” he added.

http://tribune.com.pk/story/843904/ticking-clock-get-fingerprinted-or-give-up-your-cellphone/

Riaz Haq said...

Islamabad: The Pakistan Telecommunication Authority on Thursday extended deadline for biometric verification of Subscriber Identity Modules (SIMs) until March 14.
Earlier, the government had set February 26 deadline to block all illegal mobile SIMs.
The target of verifying more around 100 million SIMs could not be achieved and only 50.76 million could be verified as at February 26.
According to PTA, 140 million SIMs are being used across the country while 10 million suspicious and unregistered SIMs have been blocked so far.

Keeping in view the current law and order situation, the government has taken this measure so that all Non BVS SIMs could be blocked.
Verification of SIMs could curb the misuse of mobile phones in terrorism, kidnapping, extortion and other felonies.

http://gulfnews.com/news/world/pakistan/pakistan-extends-deadline-for-sim-verification-1.1463368

Riaz Haq said...

Pakistan’s Inspector General of Police (ICP) ordered the completion of the digitalization of criminal records at all police stations to ensure the launch of its centralized biometric database by May 10, 2015, according to a report by Pakistan Today.
The Deputy Inspector General of Police (DIG) Crime Investigation Agency (CIA) also confirmed that he had established a connection with the National Database and Registration Authority. The NADRA link will make it possible to view the details of all arrested suspects, as well as access fingerprints and other essential detail, said Khawaja.
The database’s main server will be housed at the Central Police Office, where it will also be accessible to the IGP Sindh, IG Karachi and other senior police officers.
All formalities regarding logistics support and staff for networking the databases of all police stations have been completed.

Meanwhile, director IT Tabassum Abid said that 196 police stations have already been linked through a separate computer networking project.
The DIG CIA will work with the director IT to make use of the existing infrastructure and trained staff to make recommendations for additional resources, in order to ensure the effective use of available resources and the timely completion of the project.

http://www.biometricupdate.com/201504/pakistan-police-to-digitalize-criminal-records-for-centralized-biometric-database

Riaz Haq said...

Integrated Biometrics Tech To Track Teachers Attendance in #Pakistan. #Education

http://findbiometrics.com/integrated-biometrics-tech-to-track-teachers-in-pakistan-26302/ …

Integrated Biometrics technology is helping the Pakistan Education Department to identify teachers in remote villages, the company has announced. Pakistani authorities are using the company’s Columbo fingerprint scanner to match the identities of 150,000 teachers in rural and remote areas against its own database.

The project is funded by the World Bank, with the Integrated Biometrics technology having been selected by contractor Intellitech, which is said to have considered multiple options before settling on the Columbo scanner.

The Columbo fingerprint scanner is FBI-compliant and uses light emitting sensor (LES) technology allowing it to function well in a range of environments. Its technology has proven appealing in a range of applications, with the scanner having been integrated into BETHCOM access control systems and Mobizent’s Intermec CN70e mobile device.

The case of the Pakistan Education Department is a little different, of course. The aim of the project is to develop real-time attendance monitoring in schools in remote villages, which of course could have very positive impacts in the country’s education system. Speaking in a press release, Integrated Biometrics CEO Steve Thies commented, “The fact that our products are being used to improve education for hundreds of thousands of children is incredibly humbling and rewarding.”

Riaz Haq said...

Tipping the scales:
Security & surveillance in Pakistan

Unlike in most countries with mandatory registration, SIM cards (in Pakistan) are also biometrically verified against the
National Database and Registration Authority’s (NADRA national database, often by fingerprint.

Pakistan has one of the world’s most extensive citizen registration regimes – over 96 % of citizens reportedly have biometric ID cards, including the Smart National Identity Card (SNIC), which contains its owner’s biometric photo, a computer chip,
address and parental information. ID cards are commonly required to access services ranging from opening a bank account to getting a passport. Nevertheless, serious misidentification errors can occur and forgery is rife. Interception across Pakistani networks is pervasive; some of it is also unlawful. A Supreme Court hearing about a case concerning phone tapping revealed that the ISI tapped 6,523 phones in February, 6,819 in March and 6,742 in April 2015. The case,
dating from 1996, was brought following evidence that the then-Chief Justice’s phone had been tapped. At time of publication, no details about the procedures and process for intercepting communications had yet been publicly released.
Since 2004 network providers have been required to comply with requests for interception and access to network data as a standard condition of the PTA’s award of operating licenses to phone companies.

https://www.privacyinternational.org/sites/default/files/PAKISTAN%20REPORT%20HIGH%20RES%2020150721_1.pdf

Riaz Haq said...

Pakistan has virtually attained one of the targets of the Sustainable Development Goals (SDGs) by providing legal identity to its citizens, including birth registration.

The target 9 of Goal 16 calls upon the member states of the United Nations (UN) who have pledged to achieve the SDGs by 2030, that they provide “legal identity for all, including birth registration”.

Since its inception in 2000, the National Database and Registration Authority (Nadra) has been issuing Computerised National Identity Cards (CNICs) to Pakistani citizens and its equivalent to the Pakistani diaspora. A CNIC is issued first at the age of 18, after the resident’s biometrics have been captured.

Acknowledging Pakistan’s efforts, the Asian Development Bank (ADB) in a report said that, “the Nadra system is considered one of the world’s leading integrated national identification (ID) systems, and has provided technical assistance to the development of many systems in the developing world.”

“Nadra is also a financially self-sustaining system with a good business model in place,” the report added.

The report titled ‘Identity for Development in Asia and the Pacific’ says that Pakistan’s integrated national identification (ID) system was assessed as being at an advanced stage, as it uses cutting-edge processes and was near universal in its coverage. “The deduplication process uses biometrics and is robust while the third-party integration is easy and profuse...,” the report said. “The ID system offers a means to fast-track the development process by providing the most efficient way to identify people in developing countries.”

The report claimed that although there was no one model for providing a legal identity, the SDGs encouraged states to provide people with free or low-cost access to widely accepted, robust ID credentials.

“The UN sees ID as an enabler to achieving other SDGs in areas relating to social protection, health, finance, energy, and governance,” according to the report.

In 2012, with the aim to enhance security features on the card to make it difficult to forge as well as to expand usage in government service delivery, Nadra introduced the Smart National ID Card.

This contains a data chip, 36 security features and a match-on-card applet that improves the security of the smart card authentication by storing ID data on the card.

For Pakistani citizens, the report said, the CNIC is mandatory for conducting a vast range of transactions with the government as well as the private sector, such as voting, opening and operating bank accounts, obtaining a passport, purchasing vehicles and land and obtaining a driver’s licence.

In November 2014, the UN convened a ministerial conference on civil registration and vital statistics (CRVS) in Asia and the Pacific. One outcome of the conference was the development of a regional action framework for CRVS in Asia and the Pacific.

Recognising the transformational potential of 21st century ID systems for the delivery of basic services to the poor, the World Bank launched its Identification for Development (ID4D) agenda -- a cross-practice initiative with a vision to make everyone count, to ensure a unique legal identity, and to enable digital ID-based services for all.

The report explained that a total of 18 per cent of developing countries had a scheme that was used for ID purposes only. “Nearly 55pc have digital IDs that are used for specific functions and services such as voting, cash transfers, or health; and only 3pc have foundational ID schemes that can be used to access an array of online and offline services. Moreover, 24pc of developing countries have no digital ID scheme,” it said.

http://www.dawn.com/news/1297293/pakistan-one-step-ahead-in-achieving-goal-of-providing-legal-identity-to-citizens

Riaz Haq said...

#Aadhaar, #India’s massive new ID system, suffers high failure rate. Failing to deliver for people http://www.wsj.com/articles/snags-multiply-in-indias-digital-id-rollout-1484237128 … via @WSJ

The government began building the system, called Aadhaar, or “foundation,” with great fanfare in 2009, led by a team of pioneering technology entrepreneurs. Since then, almost 90% of India’s population has been enrolled in what is now the world’s largest biometric data set.

Prime Minister Narendra Modi, who set aside early skepticism and warmed up to the Aadhaar project after taking power in 2014, is betting that it can help India address critical problems such as poverty and corruption, while also saving money for the government.

But the technology is colliding with the rickety reality of India, where many people live off the grid or have fingerprints compromised by manual labor or age.

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An Aadhaar ID is intended to be a great convenience, replacing the multitude of paperwork required by banks, merchants and government agencies. The benefits are only just beginning, backers say, as the biometric IDs are linked to programs and services.

But in rural areas, home to hundreds of millions of impoverished Indians dependent on subsidies, the impact of technical disruptions has already been evident.

After walking for two hours across rough underbrush in Rajasthan to get kerosene for the month, Hanja Devi left empty-handed because the machine couldn’t match her fingerprint with her Aadhaar number.

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The new system hasn’t eliminated attempts at fraud. In August, police in Rajasthan accused two shop managers of linking their fingerprints to a multitude of cards and stealing for months the rations of dozens of clients.

As for trouble connecting to the registry, better infrastructure, including steadier internet connections, will eventually also help, Mr. Pandey said.

For now, Mr. Prakash has found a way to cope without climbing trees. After scouring the village, he set up a shack in a spot with enough bandwidth to allow his fingerprint scanner to work.

It is hardly efficient. He issues receipts in the morning at the shack, then goes back to his shop to hand out the grains. Customers have to line up twice, sometimes for hours.

Mr. Prakash has applied to the government to operate without biometric identification, but his request was turned down, he said. “They said: ‘You have to keep trying.’ ”

Riaz Haq said...

#Pakistan #NADRA's ex leader Tariq Malik among top 100 leaders in the global #identity industry https://oneworldidentity.com/identity-leaders/ … via @1worldidentity

Also includes Nanadan Nilekani and Pramod Varma of India's Aadhaar


2016 was a year of innovation and explosive growth in the identity industry. Over the course of a 15-day open nomination period, we received over 1,000 nominations for 355 individuals. After compiling all of the nominations, the top 100 were selected based on the following selection standards:
Industry clout & influencer status
Number of publications & professional speaking engagements in 2016
Number of total nominations
Time in industry
The 2017 OWI 100 represents pioneers, innovators and pace setters who are working to advance inclusion, improve products and services, keep personal data safe, and to ensure and protect individual privacy. The list ranges from individual entrepreneurs to members of large organizations, and covers both public sector and not-for-profit industry advocates.
We are pleased to announce One World Identity’s Top 100

Riaz Haq said...

Tariq Malik returns to lead Pakistan digital ID efforts amid biometrics leadership appointments
Mitek, BioCatch, Auth0, and Tascent add talent

https://www.biometricupdate.com/202106/tariq-malik-returns-to-lead-pakistan-digital-id-efforts-amid-biometrics-leadership-appointments

Pakistan’s cabinet has approved the return of former National Database and Registration Authority (NADRA) Chairman Tariq Malik from his position as chief technical advisor to the United Nations Development Programme (UNDP), Dawn reports.

Malik has also served the World Bank’s ID for Development initiative, and is part of the World Bank’s Technical Experts Group (TEG).

He left Pakistan’s national digital ID authority in early-2014 following an acrimonious dispute with the government of Nawaz Sharif.

Riaz Haq said...

NADRA Launches Digital Payment System to Replace ATM


NADRA (National Database and Registration Authority) just recently announced the arrival of its new e-payment system which is proclaimed as the final blow to ATM usage around the country. Claimed to be the replacement for ATMs, the e-payment solution will allow users to make easy electronic payments.

Alongside NADRA, 1Link also played an important role in building the e-payment solution. Once widely in use, this will be Pakistan’s biggest and most fully accredited payment gateway system. NADRA adds this new venture into its already successful catalog of solutions named as ‘e-sahulat’.


https://www.techjuice.pk/nadra-launches-digital-payment-system-to-replace-atm/


With the launch, NADRA will start its mission of transforming over 17,000 e-Sahulat locations into full-featured ATMs. These locations will then also provide users with a number of different online payment options.

NADRA Chairman Tariq Malik and 1Link CEO Najeeb Agrawal signed the contract on Monday. Chairman Malik on the occasion said that NADRA for a long time has been trying to enhance its e-governance services by empowering organizations from both the public and private sectors.

““We are enhancing state capacity to deliver digital public goods and move towards electronic financial transactions for transparency and accountability. This would enable financial inclusion as well.” said Malik about the new e-payment solution.

Malik in his speech also claimed for NADRA’s e-sahulat is the most cutting-edge digital service for financial payments. Now with an e-payment solution coming into play, around 17,000 NADRA e-sahulat centers will be able to quadruple their capacity.

According to NADRA, we will soon see the e-payment platform in rural areas of Pakistan as well. Now, this is a great initiative since it will allow ease of business and increase rural contribution to the digital economy.


Riaz Haq said...

Digital Census – NADRA Pakistan

https://www.nadra.gov.pk/local-projects/social-protection/digital-census/

For the first time in Pakistan, NADRA proposed a comprehensive “IT Solution” to carry out 7th Population and Household Census of Pakistan, “THE DIGITAL CENSUS”. Span of this activity is covering the whole country, in 628 Tehsils comprising approx. 185,000 Census blocks. The activity shall be performed using android based smart devices, equipped with android based house listing and enumeration application synchronized with GPS & GIS.

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PBS organized an extensive training for census enumerators in 27 districts across Pakistan to ensure uniformity & quality through the process.

Pakistan’s first digital census will provide valuable information about population growth, urban-rural ratio, gender, age, literacy, languages, religion, disability, migration, ethnicity, and economic activities.


https://www.globalvillagespace.com/pakistans-first-digital-census-pbs/

Riaz Haq said...

Pakistan set for digital census with tablets supplied by NADRA

The last batch of 17,600 tablets powered by an indigenous solution from Pakistan’s National Database and Registration Authority (NADRA) has been received by the chief statistician of the Pakistan Bureau of Statistics (PBS) Naeem uz Zafar ahead of a planned digital population and housing census.

This brings the total number of tablets supplied for the exercise to 126,000.


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The last batch of 17,600 tablets powered by an indigenous solution from Pakistan’s National Database and Registration Authority (NADRA) has been received by the chief statistician of the Pakistan Bureau of Statistics (PBS) Naeem uz Zafar ahead of a planned digital population and housing census.

This brings the total number of tablets supplied for the exercise to 126,000.

According to an agency announcement, NADRA also played an important role in distributing the tablets to all the 495 districts, braving the odds to complete the exercise within a period of nine days.


The digital ID authority also made available about 100 experts to help in the training of over 90,000 enumerators who will be deployed on the field when the census begins.

After handing over the tablets, NADRA Chairman Tariq Malik also visited the facility offering some technical services to the census preparation process at the PBS.

Malik hailed the census as a huge step further towards a digital Pakistan: “The digital census is a step that pulls Pakistan out of ancient past and opens doors of a modern future. From scribbled responses on millions of paper sheets to real time validated data in apps on secure devices with satellite imagery – is a step towards digital Pakistan. Big data from digital census will become the foundational system for evidence based policy making for Pakistan.”

The solution from NADRA was developed in just three weeks and includes an Android-based house listing and enumeration application synchronized with GPS and GIS systems, data center and call center services, a web portal and other associated services.

NADRA is the official technology partner of the PBS for the upcoming population and housing census which is the 7th in the country but the first-ever to be done through digital means.

Biometric vehicle registration
NADRA also recently concluded a deal to henceforth conduct biometric checks on vehicle owners as part of efforts to combat fraud in vehicle transfer and ownership processes.

The deal sealed between NADRA and the Sindh Department of Excise and Taxation and Anti-Narcotics will be carried out through the ‘Sahulat Program,’ according to reporting by The Nation.

The first phase of the biometric program will run for three years.

Sindh Excise and Taxation and Anti-Narcotics Minister Mukesh Kumar Chawla praised the partnership saying it will help curb the phenomenon of vehicles operating with fake documents.

NADRA recently partnered with telecoms operators for a new fingerprint system to register SIM cards in Pakistan.

Riaz Haq said...

Ammar Khan
@rogueonomist
Not everyone is registered with NADRA. 9% of males, and 24% of females are NOT registered with NADRA. Only one-third of children are registered.

Via
@bilalgilani

https://twitter.com/rogueonomist/status/1649094123683745792?s=20

Riaz Haq said...

NADRA launches Nishan Pakistan platform, lets startups leverage digital identity stack | Biometric Update


https://www.biometricupdate.com/202305/nadra-launches-nishan-pakistan-platform-lets-startups-leverage-digital-identity-stack

The National Database and Registration Authority (NADRA) has launched the Beta version of Nishan Pakistan, a platform to enable small and medium sized businesses in the country make the most of its digital ID stack.

NADRA Chairman Tariq Malik said in a tweet that Nishan Pakistan is a game-changer platform designed to empower commercial startups and young entrepreneurs with secure and contactless biometric verification through secure data sharing with NADRA.

He said the platform, which offers a world of endless possibilities and a plethora of use cases for businesses including customer identification through biometrics, is the first of its kind online, secure and open digital identity authentication platform in the country.

Malik added that the platform offers an API gateway and a cutting-edge sandbox that enables a smooth integration with other systems and will provide a set of services that will help businesses with “a seamless, consistent and connected experience,” and also contribute to ongoing efforts of making Pakistan a truly digital nation.

The official said in another message that the novelty will set the stage for the kind of market-creating innovation that ignites “the economic engine of a country, creates jobs and augments profits that fund public services and promote change culture in the society.”

Nishan Pakistan has been rolled out for user acceptance testing and NADRA is looking out for feedback to improve the functionality of the platform and also help in its plans of creating a strong digital ID system.

Subscriptions to the platform are opened and interested businesses can submit applications and wait for the approval process to be completed in 10-15 days, according to a promotional video.

In April, NADRA announced the market launch of the automated fingerprint identification system (AFIS)) it developed domestically.

Riaz Haq said...

Navigating NADRA's Journey Towards Greater Inclusion and Digital Transformation: An Outsider's Perspective


Atyab Tahir

https://www.linkedin.com/pulse/navigating-nadras-journey-towards-greater-inclusion-digital-tahir

3. Leverage RAAST:

NADRA's symbiosis with #RAAST, Pakistan's instant payment system, can redefine how government benefits reach citizens. Mirroring India's Aadhaar Enabled Payment System (AEPS) and Kenya's M-Pesa, this system can enhance the speed, security, and convenience of government-to-person (G2P) payments. #DigitalPayments #NADRA #RAAST


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A conversation with a friend recently propelled me towards an intriguing exploration. He asked for my perspective on enhancing the role of Pakistan's National Database and Registration Authority (NADRA), akin to India's Aadhaar system. That thought-provoking question led to the genesis of this article.
NADRA, since its inception in the 90s, has greatly influenced the landscape of data collection, storage, and usage in Pakistan. Representing one of the world's most comprehensive citizenship databases, it has facilitated various administrative and governance processes, from issuing the Computerized National Identity Card (CNIC) to passport services and beyond.
In the global #DigitalRevolution era, the Aadhaar system shines as a beacon of #PublicService transformation and inclusivity, urging us to recognize NADRA's transformative potential. With its comprehensive reach and capabilities, NADRA is poised to act as a significant change catalyst, steering us towards a more #DigitallyInclusive Pakistan.
1. Interoperability and Integration:
NADRA must facilitate seamless integration with other government systems, across national to local levels. Taking a leaf from Estonia's X-Road platform, a secure data exchange layer connecting multiple databases, NADRA can contribute to an efficient, citizen-centric administrative system. #DigitalIntegration
2. Financial Inclusion:
Aadhaar's success is tied closely to promoting #FinancialInclusion. NADRA, too, can kindle such progress in Pakistan. Facilitating default bank accounts linked to CNICs, NADRA can launch a financial revolution, integrating the unbanked into the mainstream financial realm.
Brazil used its citizen registry to deliver emergency COVID-19 aid to 67 million Brazilians, reflecting how such an integrated approach can create real impact. Similarly, NADRA, in sync with financial institutions, could provide Pakistani citizens with much-needed financial assistance. By leveraging its extensive database, NADRA can further aid in credit scoring and risk assessment for loans, extending credit facilities to previously underserved segments. #FinancialInclusion #DigitalBanking
3. Leverage RAAST:
NADRA's symbiosis with #RAAST, Pakistan's instant payment system, can redefine how government benefits reach citizens. Mirroring India's Aadhaar Enabled Payment System (AEPS) and Kenya's M-Pesa, this system can enhance the speed, security, and convenience of government-to-person (G2P) payments. #DigitalPayments #NADRA #RAAST
4. Privacy Protection:
Robust data protection measures are paramount as NADRA expands its influence. Fostering public trust requires a transparent mechanism for data access and sharing, coupled with guaranteed data encryption. The European Union's GDPR provides a robust framework for such an endeavor. #DataProtection